{"id":179,"date":"2014-12-02T10:39:35","date_gmt":"2014-12-02T09:39:35","guid":{"rendered":"http:\/\/nepenthe.lu\/?page_id=179"},"modified":"2014-12-02T10:39:35","modified_gmt":"2014-12-02T09:39:35","slug":"protection-du-patrimoine","status":"publish","type":"page","link":"https:\/\/nepenthe.lu\/fr\/nos-services\/protection-du-patrimoine\/","title":{"rendered":"Protection du patrimoine"},"content":{"rendered":"<ul>\n<li>Dans le cadre de la constitution du patrimoine , il y a moyen de pr\u00e9voir une s\u00e9curit\u00e9 minimale en cas de vie . Certains assureurs offrent \u00e0 cet effet des solutions qui prot\u00e8gent le capital initial du contrat d\u2019assurances.<\/li>\n<li>En cas de d\u00e9c\u00e8s inopin\u00e9, il est \u00e9galement possible de s\u2019assurer d\u2019un capital minimal moyennant la souscription d\u2019une couverture d\u00e9c\u00e8s compl\u00e9mentaire.\n<ul>\n<li>Certains pays dans la Communaut\u00e9 exigent la pr\u00e9sence d\u2019une couverture d\u00e9c\u00e8s compl\u00e9mentaire pour que le contrat puisse b\u00e9n\u00e9ficier des avantages fiscaux li\u00e9s aux contrats d\u2019assurances vie.<\/li>\n<li>De multiples solutions se pr\u00e9sentent:\n<ul>\n<li>Une prestation d\u00e9c\u00e8s Garantie sous forme d\u2019un pourcentage de(s) prime(s) investie(s)<\/li>\n<li>L\u2019augmentation proportionnelle ou forfaitaire de la valeur du contrat au moment du d\u00e9c\u00e8s<\/li>\n<li>Le doublement de la prestation en cas de d\u00e9c\u00e8s par accident<\/li>\n<\/ul>\n<\/li>\n<li>Le contrat d\u2019assurance offre sous certaines conditions en outre la possibilit\u00e9 de prot\u00e9ger le patrimoine priv\u00e9 de l\u2019ind\u00e9pendant ou du dirigeant d\u2019entreprise contre les cr\u00e9anciers.<\/li>\n<li>Finalement il \u00e9galement important de prot\u00e9ger le patrimoine d\u00e9tenu au sein d\u2019un contrat d\u2019assurance contre le risque d\u2019insolvabilit\u00e9 de la banque d\u00e9positaire et de l\u2019assureur<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Dans le cadre de la constitution du patrimoine , il y a moyen de pr\u00e9voir une s\u00e9curit\u00e9 minimale en cas de vie . Certains assureurs offrent \u00e0 cet effet des solutions qui prot\u00e8gent le capital initial du contrat d\u2019assurances. En cas de d\u00e9c\u00e8s inopin\u00e9, il est \u00e9galement possible de s\u2019assurer d\u2019un capital minimal moyennant la&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":176,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-179","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Protection du patrimoine - Nepenthe<\/title>\n<meta name=\"description\" content=\"Nepenthe is in 2004 opgericht als een aanbieder van Marketing &amp; Communication oplossingen voor financi\u00eble dienstverleners.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nepenthe.lu\/fr\/nos-services\/protection-du-patrimoine\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protection du patrimoine - 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